SAFE Mortgage Licensing Act of 2008

Title V of P.L. 110-289, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed on July 30, 2008. The new federal law gave states one year to pass legislation requiring the licensure of mortgage loan originators according to national standards and the participation of state agencies on the Nationwide Mortgage Licensing System and Registry (NMLS). The SAFE Act is designed to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of state-licensed mortgage loan. Mortgage loan originators who work for an insured depository or its owned or controlled subsidiary that is regulated by a federal banking agency, or for an institution regulated by the Farm Credit Administration, are registered. All other mortgage loan originators are licensed by the states.

The SAFE Act requires state-licensed Mortgage Loan Originators (MLOs) to pass a written qualified test, to complete pre-licensure education courses, and to take annual continuing education courses. The SAFE Act also requires all MLOs to submit fingerprints to the Nationwide Mortgage Licensing System (NMLS) for submission to the FBI for a criminal background check; and state-licensed MLOs to provide authorization for NMLS to obtain an independent credit report.

Alabama

NMLS	License #
247377	50316
141474	50300
13894	50085
147624	50081
152918	50396
247498	50301
288318	51409
194608	50080
185482	50079
70189	50084
147598	50082

Arkansas

NMLS	License #
278178	103090
150658	102244
132942	14577
252704	102243
147737	102245
7447	24380
150405	102252
58551	14578
13830	102242

Arizona

NMLS	License #
150517	0915906
34735	0915907

California

NMLS	License #
82086	CA-DOC82086
150517	CA-DOC150517
140921	CA-DOC140921
6817	CA-DOC6817

Delaware

NMLS	License #
247685	902039
31122	900032
179753	902042

Florida

NMLS	License #
179753	MB100006665
132942	MB100003497
140882	MB100003913
299463	MB100006190
319056	MB100006133
147624	MB100003495
153631	MB100003496

Georgia

NMLS	License #
147624	24363
13894	24370
150605	24528
278476	28750
140882	24372
82086	28759
194610	24547
194608	24379

Iowa

NMLS	License #
150658	18375
6817	10313

Idaho

NMLS	License #
6817	MLO-5198
13894	MLO-5195
150653	MLO-12677
145380	MLO-12676

Indiana

NMLS	License #
152918	12426
141474	12424
247377	12425

Kansas

NMLS	License #
150405	Lo.0026972
278202	Lo.0026973

Kentucky

NMLS	License #
13824	MC72374
152918	MC72118
147737	MC72120
150428	MC72117
34735	12946
185482	MC72362
70189	MC72125
31122	12947
36375	21487
167791	MC72363
140921	MC72119
247685	MC72126
71073	MC72149
247377	MC72129
150605	MC72128
252827	MC72127

Louisiana

NMLS	License #
70189	10587

Maryland

NMLS	License #
132942	16837
147737	18175

Missouri

NMLS	License #
278202	10-1767-MLO
150658	10-1720-MLO
70214	10-1777-MLO
13830	10-1757-MLO
278178	10-1800-MLO

Mississippi

NMLS	License #
147598	5042/2010
13830	5043/2010
150405	5155/2010
58551	5/2008
278202	4773/2010
147737	4774/2010

Montana

NMLS	License #
70214	70214

North Carolina

NMLS	License #
34735	I-146957
150653	I-147818
70189	I-100378
132942	I-147877
134582	I-149094
278662	I-149079
247498	I-148953
13824	I-148055
194608	I-149266
179753	I-149080
58551	I-100379
150517	I-147915
141500	I-148674
71073	I-100382
153631	I-146959
247487	I-148954
150605	I-148052
147598	I-146958
252689	I-149907

New Hampshire

NMLS	License #
6817	NH6817
150428	NH150428

Oklahoma

NMLS	License #
278662	MLO02763
167793	mlo02277
150693	MLO02284
251843	MLO02752
140882	MLO01589
247487	MLO02760
7447	MLO01638
58551	MLO02340

Oregon

NMLS	License #
150415	150415

Pennsylvania

NMLS	License #
277839	31400
31122	29932
167791	29869
132942	26516
167793	29911

Tennessee

NMLS	License #
152918	20463
179753	51821
70189	20455
278476	57648
194610	56357
82086	57649
185482	56356
167791	54444
141500	27424
36375	3325
13894	21653
153631	38261
247377	57650
141474	48655

Utah

NMLS	License #
150415	7776283
70189	5802439

Virginia

NMLS	License #
150428	MLO-2426VA
194602	MLO-719VA
252827	MLO-4971VA
13894	MLO-710VA
150605	MLO-3755VA
31122	MLO-2360VA
71073	MLO-2422VA
140921	MLO-2425VA

Washington

NMLS	License #
150535	MLO-150535
6817	MLO-6817
288318	MLO-288318
145380	MLO-145380
150653	MLO-150653

West Virginia

NMLS	License #
70189	LO-30285
150693	LO-24985
141474	LO-24986
252827	LO-30408
140921	LO-30105
31122	LO-31122
277839	LO-30407

Wyoming

NMLS	License #
145380	606
34735	163