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Community Lending - Hero Image

Community Lending

We offer commercial loans for land-lease communities in select states. Contact us to learn about our programs and meet our team. Contact us at CLT@vmf.com.

Inquire Now

We Finance Communities

Tailored Lending Solutions for Mobile Home Parks & Manufactured Housing.

Flexible Terms:

  • Park-Owned Home Income Considered
  • Up to 70% LTV
  • 30-year Amortization
  • Streamlined Process for Faster Funding
  • $1,500,000 Minimum Loan Amount

Home-Only Finance Programs

For Community Owners

  • Financing for homes purchased from Clayton retail home centers
  • Competitive terms to help you expand and upgrade your community
  • Streamlined Process for Faster Funding

For Developments

  • Flexible home-only financing for new community projects
  • Support for infill strategies and new home placements

Expertise You Can Trust | Fast & Efficient Process | Customized Financing

The Team

Kurt Wilkerson - headshot

Kurt Wilkerson

Director of Community Lending

1-865-255-4355
EmailSMS
Seth Ray - headshot

Seth Ray

Community Lending Manager

1-865-898-7403
EmailSMS
Austin Stephens - headshot

Austin Stephens

Community Lending Underwriter

1-423-956-0718
EmailSMS
Libba Kuhn - headshot

Libba Kuhn

Community Lending Underwriter

1-704-618-6345
EmailSMS
Hannah Lay - headshot

Hannah Lay

Community Lending Underwriter

1-423-494-6883
EmailSMS
Joe McGroom - headshot

Joe McGroom

Community Lending Analyst

1-865-310-7299
EmailSMS

Tips & Tools

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Have Questions?

We’re Here to Help

Contact Kurt Wilkerson & Seth Ray CLT@vmf.com