Loan Programs

Vanderbilt Mortgage and Finance Manufactured Home Loans

Find a mortgage program that works for you and your budget. Vanderbilt Mortgage and Finance, a valued partner of Clayton Homes, offers many mortgage options, each designed to help you accomplish your goal of homeownership. Here are just a few options available:

• Conventional Mortgage — Simple, fast and easy.  Apply for a home loan today.
• Biweekly Advantage Mortgage — Pay off your mortgage sooner with lower payments. Rather than paying a full monthly payment, you'll make a 1/2 payment every two weeks. The advantage is that more payments go toward the principal of your manufactured home loan, allowing you to own your home free and clear years earlier.
• Land Home Mortgage — Do you own your own land or want to buy land? Our Land Home Mortgage program makes it possible to finance a new home + land + land improvements and fees all in one loan with one payment. It's easy and it's convenient.
• FHA Mortgage — Low down payment requirements. The Federal Housing Administration (FHA) loan, sponsored by the federal government, is designed to help first-time homebuyers qualify for a loan. An FHA loan offers a competitive rate and a low down payment.