Pre-owned Financing
- What are the restrictions and requirements for a Direct Lending loan?
- Who can I buy a pre-owned home from?
- Do you offer financing on pre-owned homes that will be used for a business?
- What is your minimum down payment?
- Can I use land towards the down payment for the loan?
- Do you have a loan program for first time homebuyers?
- The manufactured home I want to buy has an active title. Is that ok?
- Can I finance a home that is or will be located in a park, community, or on a rented lot?
- Do you offer refinancing or home equity loans?
- The home I want to purchase has been moved more than once before, is that ok?
- Where do we apply?
- Can I apply over the phone?
- What is the minimum loan amount?
- Can a home be moved?
- Are you able to finance a home being sold by the estate of a deceased person?
- Can I purchase the pre-owned manufactured home from one seller and the land from another?
- How do I choose a title company?
- Do you require borrowers to pay for a home inspection?
- Do you require an appraisal? If so, can I use an appraisal I already have had completed for another lender or for a different purpose?
- What type of loans do you offer? Can I get an FHA/VA/USDA loan?